نوع مقاله : مقاله برگرفته از پایان نامه
عنوان مقاله English
نویسندگان English
One effective approach to achieving development and economic advancement is the implementation of efficient financial systems to mobilize small and dormant capital within the community to create new employment opportunities. In this regard, recognizing the capacities of
employed women in the rural economic system can enhance women’s involvement in subsistence activities and simultaneously boost their empowerment. This study adopts a descriptive-analytical method to examine the role of economic factors in capacity building and the occupational empowerment of women who are members of local microcredit funds in Zanjan Province. The research population comprised rural women members of these funds (920 individuals). Based on the Krejcie and Morgan table, a sample size of 195 was determined and selected through stratified random sampling. Data were collected using a researcher-developed questionnaire, the validity of which was confirmed by a panel of experts. To assess the reliability of the research instrument, Cronbach's Alpha was used, yielding values ranging between 0.79 and 0.90 across various sections of the questionnaire. Data were analyzed using descriptive statistical tables and multiple linear regression analysis with SPSS software. The study's findings indicate that economic factors contributing to capacity building and occupational empowerment among women members of local microcredit funds fall into four categories: “financial independence,” “starting an independent business,” “access to financial facilities,” and “reducing production risks,” with an overall mean score of 2.55, which is below the average threshold. Among the indicators, "I have an appropriate ability to repay loans" with a mean of 2.87 and "I have adequate market access" with a mean of 2.72 scored highest. The impact of economic indicators on occupational empowerment is 0.699 and on capacity building is 0.636. Thus, the indicators studied have effectively explained and predicted the status of empowerment and capacity building.
کلیدواژهها English
